The debt free lifestyle is much closer than you think

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Use This Step-by-step System to Eliminate Your Mortgage  From Your Life Without Cutting Back on Your Lifestyle

Mortgage Mirroring - a step by step method that anyone can use to get your interest bill to zero

We use the tried and tested Bankers Blueprint to your advantage, to automatically pay off your mortgage without taking any money from your pocket.

Offset Amplification - is like using an offset account but putting it on powerful steroids

Your offset is amplified so that it doesn’t offset just $1 but it actually offsets $2.66.

$25,000 offsets $66,000
$150,000 offsets $399,000

How much do you need to offset your entire mortgage?

IMPORTANT: This system works for everyone, all you have to do is follow the steps

Cancel at any time in the next 7 days. You get full access for just $7, only pay for the masterclass after the trial period. Watch the videos and see exactly how to do it before you need to decide if you’ll keep it. Included: free copy of MortgageWatchdog used to successfully find bank errors for 28,450 clients. Value $197

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This System Works Without Making Any Changes to How You Spend Your Money

After watching these Masterclass videos you’ll leverage your money in a completely new way.  

You don’t need to cut back on your lifestyle or live on a painful, miserly budget and cut out all the fun things in life. Quite the opposite in fact because Mortgage Mirroring puts money into your pocket on a monthly basis, it doesn’t take it out.

That’s the whole point.

I’ve helped over 28,450 people successfully get back tens of thousands of dollars on their mortgages. I know that this works every single time. That’s why I insist that people take a risk free trial of the Debt Free Painlessly masterclass so they can get the facts first, and see for themselves that this really works, before jumping to any conclusions.

 The Debt Free Painlessly Masterclass is for people who just want to get the pain of their mortgage out of their life as soon as they can, they’re prepared to make a few changes but they want to do it without cutting back on their lifestyle. If you are really looking forward to that day when you never have to hand over that big chunk of your pay cheque to the bank again, this Masterclass is definitely for you. 

Life gets a lot better when you don’t have a mortgage.

I’m sure that’s why you want to be debt free.

Most people spend one third of their income on their mortgage. With your mortgage eliminated, that gives you 50% more disposable income, so it feels like you get an instant 50% pay rise.

Can you imagine making 50% more than you do right now?

It’s like you get this lifestyle upgrade when your mortgage is gone. You can start to do all the things you can’t afford to do right now because you’re paying off your mortgage. How much happier will you be then? 

How Can You Not Make Money With The Banker's Blueprint? You Borrow Money From One Bank at a Low Rate, and we Can Get Another Bank to Pay us a High Rate.

According to APRA the banks have $1,354,000,000,000 out working for them like this… you can do this too. Learn how in the Debt Free Painlessly masterclass.

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Cancel at any time in the next 7 days. You get full access for just $7, only pay for the masterclass after the trial period. Watch the videos and see exactly how to do it before you need to decide if you’ll keep it. Included: free copy of MortgageWatchdog used to successfully find bank errors for 28,450 clients. Value $197

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These techniques put extra money in your pocket and the temptation to spend it rather than put it to work to pay off your mortgage is pretty strong.

If your mortgage is at 90%, that’s not a lot of wriggle room on your mortgage to play with. The average family has a 70% mortgage on their home, if this is you, in a few months from now, you can cut your interest bill in half  If you have a 50% mortgage you can not only eliminate your interest bill but the mortgage mirroring will be paying off your home as well.

I’m not asking you to change your family budget, that’s completely protected, but you do need to be open to making a few structural changes to how your accounts are setup. If you expect to keep doing exactly what you are doing right now but somehow get a different result, that’s what Albert Einstein used as a definition of insanity. 

Are you someone who likes to use facts rather than emotions to make decisions? As an example, some people will see the evidence that they can save $20,000 a year by changing lenders, but despite the facts and all the money they can save, they refuse to change. While we can work with this, it will hold you back and obviously your results will be worse and you can’t hold us accountable for this kind of decision. 

If you are the kind of person who likes to have all the facts for their different options before making a decision, you’ll love how we operate.

People who are prepared to make a few changes but they want to do it without cutting back on their lifestyle. If you are really looking forward to that day when you never have to hand over that big chunk of your pay cheque to the bank again, this is definitely for you.

Life gets a lot better when you don’t have a mortgage, I’m sure that’s probably why you want to be debt free.

Some people want to buy a negative geared investment property and sell it in the future to pay off their mortgage. These techniques are different because they work immediately, and they pay you every month, and not some unknown time in the future so this is really for people who want to make a difference to their budget now rather than take a big bet on the future. 

Yes we can definitely get some people to zero interest cost in just a few months. However, for the average Australian household, we can get them down to just half of their interest bill in a few months, and then we keep bringing this lower and lower from there. If you only want that one-time miracle shot, this may not be what you want either. 

Money is, in some respects, like fire. It is a very excellent servant, but a terrible master.

P.T. Barnum

When You Use Offset Amplification

For Every $1, You Get $2.66 of Offset Effect

Even small money has a big offset effect.

$25,000 offsets $66,500
$50,000 offsets $133,000
$150,000 offsets $399,000

This massively reduces the money you need to get to that debt free lifestyle level. To work it out, all you need to do is divide your mortgage amount by 2.66.

Take a $500,000 mortgage and divide by 2.66 and you need just $187,970 to offset your entire mortgage.

How much will you need to offset your entire mortgage?

start the risk free trial now ▶It's easy to cancel, see how

Cancel at any time in the next 7 days. You get full access for just $7, only pay for the masterclass after the trial period. Watch the videos and see exactly how to do it before you need to decide if you’ll keep it. Included: free copy of MortgageWatchdog used to successfully find bank errors for 28,450 clients. Value $197

It’s like you get a lifestyle upgrade when your mortgage is gone. You can start to do all the things you can’t afford right now because you’re paying off your mortgage.

How much happier will you be then?

Do you really need to be debt free?

Why do you want to be debt free? Do you look at your expenses and see that your mortgage is your biggest expense… and you know you’d be pretty comfortable if you weren’t paying it? That means you want to eliminate your repayments first, then worry about the mortgage later.

Get the result you want NOW, not later.

You may have everything you need now 

How much lazy equity do you have sitting in your home? You may have enough there already to completely cover your mortgage.

It’s critical to put your lazy equity out to work, and create a new income stream for you. You then use that money to pay off your mortgage for you. No more cutting back on your lifestyle to get out of debt.

This Really Works!
We’ll Even Back it With a
Double Your Money Guarantee

When you take the trial right now, it comes with two powerful guarantees. 

Guarantee #1: Double Your Money

You can watch all the lessons, learn how to eliminate your mortgage from your family budget, and if you discover that it doesn’t work as we say it does, show me where I’m wrong and I will give you double your money back.

The trial is $197, so that means if I’m wrong and this doesn’t work, you’ll get back $394 and you also get to keep the MortgageWatchdog calculator worth $197.

So that’s $591 in value that you’ll have.

Guarantee #2: You Can Do this or Your Money Back 

Obviously, if I’m prepared to offer a double your money guarantee, it works. I’d be a complete idiot to offer that guarantee if I wasn’t one million percent certain that it works. 

What may be concerning you, is that this will work for others, but it won’t work for you. So here’s how I’ll look after you. 

Take the trail now, and if you discover that you personally can’t implement what you learn, just tell me what the problem is and if you really can’t implement this, I will happily give you your money back. That means there is absolutely no way you can get stuck with something that useless to you, if you can’t use it then you shouldn’t have to pay for it, that’s only fair. 

So when you take this trial there’s no way that you can lose.

With this masterclass,  I’m giving you the way out , this is how you painlessly get out of debt and ease the strain on your family budget. If you want your mortgage out of your life, and you want to do it painlessly,  without cutting back on your lifestyle , the Debt Free Painlessly masterclass is exactly what you need. 

 I’m doing this because I really want you to  see and understand for yourself , the system we use to take the pain of your mortgage out of your life. It’s really good, and I understand that you’re a little sceptical because you’ve never seen anything like this before. And there’s a good reason for that, that’s because  there is nothing else like this.

Every other mortgage elimination program is about living a miserable life of cutting back on your lifestyle and hoping for a future payoff. Nobody wants to live that way, it’s just  miserable.


This is the way out.

start the risk free trial now ▶It's easy to cancel, see how

Cancel at any time in the next 7 days. You get full access for just $7, only pay for the masterclass after the trial period. Watch the videos and see exactly how to do it before you need to decide if you’ll keep it. Included: free copy of MortgageWatchdog used to successfully find bank errors for 28,450 clients. Value $197

Don’t Forget About Your Free Access to MortgageWatchdog Value: $197

You need this. It is now estimated that 5 million people are owed money by their bank because of fraudulent activity and overcharging their customers. Recently the big 4 banks started hiring over 4,000 new staff to handle the complaints and refund requests they know are coming.

Between them they have set aside $8,100,000,000 in cash to compensate customers. That’s an average of $1,620 each.

Worst of all is that they have not ruled out needing even more money because they have no confidence that all the errors in their systems have been found.

START RISK FREE TRIAL ▶It's easy to cancel, see how

Cancel at any time in the next 7 days. You get full access for just $7, only pay for the masterclass after the trial period. Watch the videos and see exactly how to do it before you need to decide if you’ll keep it. Included: free copy of MortgageWatchdog used to successfully find bank errors for 28,450 clients. Value $197

ANZ will refund about $5 million to 25,000 customers, including pensioners, after overcharging their accounts for almost a decade. 

More than 10,800 customers were overcharged during a nine-year period between 2007 and June 2016 after Bankwest failed to link offset accounts to home loan accounts. 

Commonwealth Bank will pay refunds to 216,000 customers… the payouts, worth about $80 million in total. 

About 235,000 ANZ home loan customers will receive refunds totalling roughly $70 million after being overcharged for interest repayments. 

It emerged that as many as 140,000 customers were wrongly charged debits tax totalling about $10 million.

And errors in annual fee charges for some home loan products, wrongly netted the bank a further $52 million. The mistakes hit 55,000 such products.

A total of 46,000 customers have been affected by the errors at Bank of Queensland. 

Over nearly a decade, the corporate regulator (ASIC) regularly bowed to demands from big banks and financial players — NAB, CBA, Westpac, Macquarie and AMP — to water down the language used in press releases dealing with industry wrongdoing. 

Naïve, Insane or Incompetent?

Which one would you choose? If someone thinks they don’t need to check their mortgage, after seeing that every major news outlet in Australia has reported stories on overcharges by every major lender…

It just isn’t logical, so it must be one of these three.

Start my risk free trial now ▶It's easy to cancel, see how

Cancel at any time in the next 7 days. You get full access for just $7, only pay for the masterclass after the trial period. Watch the videos and see exactly how to do it before you need to decide if you’ll keep it. Included: free copy of MortgageWatchdog used to successfully find bank errors for 28,450 clients. Value $197

When You Look at the Details it’s Scary 

We offered $250 to any customer who didn’t find errors. Across 20,442 customers, only 19 of  them have had error free statements. That means a tiny 0.093% our clients have had error free statements. 99.907% of people found errors

Paul Clitheroe - Channel 9's Money, chief commentator MoneyMagazine 

It would be naive to think there’s such a thing as a perfect system, and that mistakes will never happen. Mistakes are a fact of life and I am not suggesting that banks intentionally do anything wrong… 

Roy Brown - Managing Director of Interest Research Bureau 

The bank statements are never clean, [citing the experience of some 350 clients]. “Significant errors” occurred in 90% of statements. Banks get almost every interest calculation on mortgages and overdrafts wrong at some point. 

John Scilly - former executive at Advance Bank 

The incidence of error is extremely high. We recently checked 282 normal statements and 152 of those were incorrect. It really is alarming 

Martin McKenna - former Commonwealth Bank officer 

Only one in 70 cases we examined involves the undercharging of interest the other 69 have all been overcharged. 

Journal of The Institute of Chartered Accountants in Australia 

A recent survey of bank statements conducted by The Interest Savers for Sydney Morning Herald readers showed an error rate of 54%… The Herald’s switchboard was jammed for a week by callers wanting their statements checked. 

Joe Naggy - former Citibank executive now at Midmark Financial Services 

[In accounts for over 20 of my clients] I have discovered overcharges in approximately 75% of cases. The total of all mistakes, including overcharges of interest, fees and other irregularities amounts to over $500,000. 

"Because of the large volume of transactions mistakes are inevitable." 

George Frazis – head of consumer banking, Westpac 

Worried the Bank Won’t Refund Your Money?

The banks have a legal obligation to give your money back… and they know it. That’s why they have set aside $8.1 billion for refunds and compensation. Look at what they have to say…

When someone comes to us and says ‘You’ve done something wrong’, then we don’t quibble, we do something about it. 

Mr Haydn Park – Head of Corporate Relations

We want our customers to have confidence that if we get something wrong, we acknowledge it and put it right. 

George Frazis – Chief Executive of Consumer Banking

We think we will be the ethical bank, the bank others look up to for honesty, transparency, decency, good management, openness. That is exactly where we are trying to go. 

David Turner – Chairman

When we identify an issue where we haven’t got things right, we will make sure our customers are not left out of pocket. 

Fred Ohlsson – Group Executive for Australia

Banks are always obliging when it came to refunds. 

Arthur Delbridge – Spokesman

We are not only addressing the underlying issues but taking proactive steps to minimise future risks. 

Stuart Grimshaw –  Managing Director

When a problem is identified, licensees not only have an obligation to report the breach, but impacted customers must be returned to the position they would have been in, had the breach not occurred. 

Peter Kell – ASIC Deputy Chairman

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